पैसों के कैलकुलेटर
Money calculators
SIP, EMI, salary, tax, interest and investment maths, with the formula shown and Indian number formatting.
- EMI calculatorEMI कैलकुलेटरKnow your monthly EMI, the real cost of the loan, and how each payment splits between interest and principal.
- SIP calculatorSIP कैलकुलेटरSee what a monthly SIP can grow into, and how much difference a yearly increase makes.
- Income tax: old vs newइनकम टैक्स कैलकुलेटरEnter your salary and deductions once and see both regimes side by side, with the saving highlighted.
- Compound interest calculatorचक्रवृद्धि ब्याज कैलकुलेटरWatch interest earn interest: the maturity amount, the interest earned and a year-by-year table.
- FD calculatorFD कैलकुलेटरHow much will your fixed deposit be worth at maturity? Or how much interest will it pay each quarter?
- Home loan EMI calculatorहोम लोन EMI कैलकुलेटरA home loan is a long commitment. See the monthly EMI and the real cost over 20 years before you sign.
- Salary (CTC to in-hand)इन-हैंड सैलरीAn offer says ₹12 LPA. Here's what actually lands in your account each month.
- Step-up SIP calculatorस्टेप-अप SIP कैलकुलेटरYour income grows, so your SIP can too. See what increasing it every year does to the final amount.
- Car loan EMI calculatorकार लोन EMI कैलकुलेटरCheck the monthly payment on a new or used car before you visit the showroom.
- Personal loan EMI calculatorपर्सनल लोन EMI कैलकुलेटरUnsecured loans cost more. See exactly how much before you borrow.
- Simple interest calculatorसाधारण ब्याज कैलकुलेटरInterest on the original amount only: enter principal, rate and time to get the interest and the total.
- Lumpsum calculatorएकमुश्त निवेश कैलकुलेटरInvest once and wait: see what your money could become at a return you assume.
- CAGR calculatorCAGR कैलकुलेटरOne steady yearly growth rate that links where you started to where you ended up.
- RD calculatorRD कैलकुलेटरDeposit a fixed amount every month and see what it becomes at maturity.
- PPF calculatorPPF कैलकुलेटरSee how a yearly PPF deposit could grow, with a year-by-year balance.
- Inflation calculatorमहँगाई कैलकुलेटरPrices creep up. Find what something will cost later, or how much your money will really buy.
- Savings goal calculatorबचत लक्ष्य कैलकुलेटरKnow the target and the deadline? Find the monthly amount that gets you there.
- Loan comparison calculatorलोन तुलना कैलकुलेटरTwo offers, different rates and tenures: see the EMI and the total cost of each, side by side.
Calculators for the money decisions most Indian households face: how much a SIP grows, what a loan really costs, what an offer letter pays each month, and which tax regime leaves more in your pocket. Deposit, savings-goal and inflation calculators sit alongside them.
Each one shows its working (the formula, the slab, the deduction) and explains it in Hindi as well as English. Tax rules are kept in one place and updated after every Budget.
Growing money: SIP, lump sum and deposits
For a monthly investment, start with the SIP calculator, and use the step-up SIP calculator if you plan to raise the amount each year, because even a small yearly increase makes a big difference over a decade. For a one-time amount, use the lump sum calculator. To compare what an investment has actually done, the CAGR calculator converts a start value, end value and number of years into a yearly growth rate.
Bank products have their own calculators: fixed deposits (with the compounding you choose, or regular payouts), recurring deposits and PPF, where the interest rate is editable because the government revises it. Market-linked returns are never guaranteed, so treat any SIP or lump sum result as an estimate.
Borrowing: EMI and comparing offers
The EMI calculator gives the monthly instalment, total interest and a repayment schedule, and there are ready-made versions for a home loan, car loan and personal loan. The starting numbers are only examples, so replace them with your quote.
Two offers with different rates and fees are hard to compare in your head. The loan comparison calculator puts EMI, total interest, processing fee and total cost side by side, so you can see which loan costs less over its whole life, not just per month.
Salary, tax and planning
An offer letter quotes CTC, but your bank account sees something smaller. The salary calculator turns CTC into in-hand pay, and the income tax calculator compares the old and new regimes so you can see which leaves more after deductions. For goals, the savings goal calculator works out the monthly amount needed to reach a target by a date, and the inflation calculator shows what future prices might do to that target. For plain interest sums, see the simple and compound interest calculators.
Questions
Are the results guaranteed?
No. They are estimates from the numbers you enter. Equity returns vary every year, bank rates change and tax rules are revised, so use the results for planning and confirm exact figures with your bank or employer.
Why does my bank's EMI differ by a few rupees?
Banks round differently and may start interest on a different day. The calculators use the standard reducing-balance formula, which should be very close to your lender's figure.
How do I choose between the old and new tax regime?
Enter your income and the deductions you actually claim in the income tax calculator. It shows the tax under both regimes so you can compare them, and the working is displayed so you can check it.
Is any of my financial data stored?
No. Everything is calculated in your browser, and the numbers you type are not sent to a server.