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CAGR कैलकुलेटर

CAGR calculator

One steady yearly growth rate that links where you started to where you ended up.

Runs in your browser · nothing uploaded

₹
₹

Compound annual growth rate

20.11%

Total growth
150%
Money multiplies
2.50×

Formula: CAGR = (ending ÷ beginning)^(1 ÷ years) − 1

  • CAGR smooths the ups and downs into one steady yearly rate. The real path in between may have been very different.
  • It ignores any money added or withdrawn along the way. For regular SIPs the return is an XIRR, which this page does not compute.

An estimate for planning, not financial advice. Real returns, rates and charges depend on your bank, fund or lender, and can change.

How to use it

  1. 01Enter the beginning value and the ending value.
  2. 02Enter the number of years between them.
  3. 03Read the CAGR, the total growth and the multiple.
Example

₹1,00,000 grew to ₹2,50,000 in 5 years

CAGR 20.11% a year, 2.5× your money

About this tool

CAGR = (ending value ÷ beginning value)^(1 ÷ years) − 1. It's the single yearly rate that would take you from the start value to the end value if growth were perfectly smooth. It is widely used for investments, revenues, subscribers and population.

CAGR hides the bumps on the way, so two investments with the same CAGR can have had very different journeys. It also assumes no money was added or withdrawn in between; for regular SIPs the return is an XIRR, which this page does not compute.

Everything runs in your browser. Use the lump sum calculator to go the other way and project a value from a rate.

हिंदी में मदद

शुरुआती मूल्य, अंतिम मूल्य और सालों की संख्या डालकर चक्रवृद्धि वार्षिक वृद्धि दर (CAGR) जानें। यह एक सीधी सालाना दर है जो शुरुआत को अंत से जोड़ती है। बीच में पैसा डाला या निकाला गया हो तो यह हिसाब सही नहीं बैठता।

Questions

What is the CAGR formula?

(Ending value ÷ Beginning value)^(1 ÷ years) − 1. Going from ₹1,00,000 to ₹2,50,000 in 5 years gives 2.5^0.2 − 1 ≈ 20.11%.

Is CAGR the same as the average yearly return?

No. A simple average ignores compounding. CAGR is the rate that actually links start and end values.

Can I use CAGR for SIPs?

Not directly, because money goes in at different times. SIP returns are usually quoted as XIRR.

Can CAGR be negative?

Yes, when the ending value is lower than the beginning value. An ending value of zero gives −100%.