एकमुश्त निवेश कैलकुलेटर
Lumpsum investment calculator
Invest once and wait: see what your money could become at a return you assume.
Runs in your browser · nothing uploaded
Value after the period
₹15.53 L
You put in
₹5.00 L
Estimated gain
₹10.53 L
- Money multiplies
- 3.11×
- Total return
- 210.58%
Formula: value = P × (1 + r)^t
- Return compounds once a year and stays constant. Real market returns go up and down.
- No tax, expense ratio or exit load is deducted.
An estimate for planning, not financial advice. Real returns, rates and charges depend on your bank, fund or lender, and can change.
| Year | Principal | Value at year end |
|---|---|---|
| 1 | ₹5,00,000 | ₹5,60,000 |
| 2 | ₹5,00,000 | ₹6,27,200 |
| 3 | ₹5,00,000 | ₹7,02,464 |
| 4 | ₹5,00,000 | ₹7,86,760 |
| 5 | ₹5,00,000 | ₹8,81,171 |
| 6 | ₹5,00,000 | ₹9,86,911 |
| 7 | ₹5,00,000 | ₹11,05,341 |
| 8 | ₹5,00,000 | ₹12,37,982 |
| 9 | ₹5,00,000 | ₹13,86,539 |
| 10 | ₹5,00,000 | ₹15,52,924 |
How to use it
- 01Enter the one-time amount you would invest.
- 02Set the expected yearly return and the number of years.
- 03Read the future value, the gain, the multiple and the yearly table.
₹1,00,000 at 12% for 10 years
₹3,10,585, about 3.1× your money
About this tool
A lump sum grows as P × (1 + r)^t when the return compounds once a year. The calculator gives the future value, the gain, how many times the money multiplies and the value at the end of each year.
The return is your assumption, not a forecast. Equity funds, debt funds and deposits behave very differently, and real returns swing from year to year, so try a few rates to see the range. Taxes, expense ratios and exit loads are not deducted.
Everything stays in your browser. If you plan to invest every month instead, use the SIP calculator, and use the CAGR calculator to work out the return an investment actually earned.
हिंदी में मदद
एक बार में निवेश की गई रकम, अनुमानित सालाना रिटर्न और अवधि डालकर देखें कि भविष्य में उसकी कीमत कितनी हो सकती है। रिटर्न आपकी मान्यता है, गारंटी नहीं। हर साल की तालिका भी मिलती है। यह निवेश की सलाह नहीं है।
Questions
How is a lump sum's future value calculated?
Future value = amount × (1 + yearly return)^years. ₹1,00,000 at 12% for 10 years is 1,00,000 × 1.12^10 ≈ ₹3,10,585.
Is the return guaranteed?
No. The return is an assumption you enter. Market-linked investments can earn more or less, or lose money, in any year.
Lump sum or SIP: which is better?
It depends on the market path and when you have the money. A SIP spreads purchases over time; a lump sum is invested from day one. The SIP calculator lets you compare.
Are taxes and fees included?
No. Capital gains tax, expense ratios and exit loads reduce what you actually keep.