महँगाई कैलकुलेटर
Inflation calculator
Prices creep up. Find what something will cost later, or how much your money will really buy.
Runs in your browser · nothing uploaded
Same thing costs, after 10 years
₹1.79 L
- Price today
- ₹1,00,000
- Extra to pay
- ₹79,085
- Price then
- ₹1,79,085
Formula: future price = price × (1 + i)^t
- Inflation is assumed to stay at one steady rate. Real inflation changes every year and differs by item (school fees and medicines often rise faster than the headline rate).
- The 6% shown is only a starting example, not a forecast.
An estimate for planning, not financial advice. Real returns, rates and charges depend on your bank, fund or lender, and can change.
How to use it
- 01Choose future cost of today's price, or today's worth of future money.
- 02Enter the amount, your assumed yearly inflation and the number of years.
- 03Read the result and the buying power lost.
₹1,00,000 at 6% inflation for 10 years
Costs ₹1,79,085 then; or ₹1,00,000 then buys what ₹55,839 buys today
About this tool
With steady inflation of i per year, a price P today becomes P × (1 + i)^t after t years, and an amount received after t years is worth only amount ÷ (1 + i)^t in today's money. The calculator does both, so you can plan a future expense or see how much a fixed deposit or a promised sum is really worth.
The inflation rate is your assumption. The 6% on the page is only a starting example, not a forecast, and inflation differs by item: education and healthcare often rise faster than the headline rate. Try a few rates to see the range.
It runs in your browser with no data stored. To check whether a return beats inflation, use the CAGR or compound interest calculators.
हिंदी में मदद
महँगाई की दर मानकर देखें कि आज की कोई चीज़ कुछ साल बाद कितने की होगी, या भविष्य की रकम आज के हिसाब से कितनी कीमत रखती है। दर आपका अनुमान है, पूर्वानुमान नहीं। हर चीज़ की महँगाई अलग होती है।
Questions
How do I calculate the future cost of something?
Multiply today's price by (1 + inflation)^years. ₹1,00,000 at 6% for 10 years is 1,00,000 × 1.06^10 ≈ ₹1,79,085.
What inflation rate should I use?
It is your assumption. Look at the long-run average for the item you care about, and try a higher and a lower rate. The tool does not assume the current rate.
What does "worth in today's money" mean?
It discounts a future amount by inflation, showing how much of today's buying power it holds. ₹1,00,000 in 10 years at 6% inflation buys what about ₹55,839 buys now.
Why does inflation matter for savings?
A return lower than inflation shrinks your real wealth even when the balance grows.